Fast Personal Loans: The Best Lenders For Quick Money


Best for quick loans that are funded by the next day

6.76 – 35.99%

The full range of tariffs available varies by state. The average 3-year loan offered by all lenders using the Upstart platform has an APR of 24.4% and 36 monthly payments of $ 36 per $ 1,000. There is no down payment and no early repayment penalty. The average APR is calculated based on the 3-year rates offered in the last 1 month. Your APR is determined based on your creditworthiness, income, and certain other information on your loan application. Not all applicants will be admitted.

$ 1,000- $ 50,000




on the LendingPoint website

Best for quick loans that are funded by the next day


Loan approval is not guaranteed. Actual loan offers and amounts, terms, and annual percentage rates (“APR”) may vary based on LendingPoint’s proprietary scoring and underwriting system based on the assessment of your creditworthiness, financial condition, other factors and any evidence or information you provide. Depending on your country of residence, origination or other fees from 0% to 6% may apply. Often times, once LendingPoint has given final approval to sign a loan to fund a loan, those funds are sent via ACH the next business day outside of the holidays. LendingPoint makes loan offers of $ 2,000 to $ 25,000 at rates between 15.49% APR and 34.99% APR with terms of 24 to 48 months.

$ 2,000- $ 25,000




Best for quick loans that are funded by the next day

7.99 – 29.99%

The loan terms stated are not guaranteed and the APR stated are estimates only. In order to obtain a loan you will need to submit additional information and documentation and all loans are subject to a credit check and our approval process. The APR range is between 7.99% and 29.99% and your actual APR depends on factors such as your creditworthiness, usage and history, the requested loan amount, the specified loan purpose and the term of the requested loan. To qualify for a 7.99% APR loan, a borrower must have excellent credit ratings on a loan of less than $ 12,000.00 and a term of 24 months. Adding a co-borrower with sufficient income; Use at least eighty-five percent (85%) of the loan proceeds to directly pay off qualifying existing debts; or proof of adequate retirement savings, could also help you qualify for the lowest available rate. All loans are made by Cross River Bank and MetaBank®, NA, Members FDIC.

$ 7,500- $ 50,000



Discover® personal loans

Best for quick loans that are funded by the next day

6.99 – 24.99%

This is not a Discover Personal Loans lending requirement. Your approval of a loan is determined at the time of application and is based on your application information and your loan history. Your APR ranges from 6.99% to 24.99% based on your creditworthiness at the time you apply for loan terms of 36-84 months. For example, if you received a loan of $ 15,000 at 6.99% APR for 72 months, you would pay just $ 256 per month. Our lowest prices are available to consumers with the best credit. Many factors are used to determine your tariff such as: B. Your credit history, application information and the term you have chosen. Not all applications are approved.

$ 2,500- $ 35,000



OneMain Financial

on the OneMain Financial website

Best for same day loans

18.00 – 35.99%

Not all applicants qualify for larger loan amounts or cheapest loan terms. Loan approval and actual loan terms will depend on your ability to meet our credit standards (including a responsible credit history, adequate income after monthly expenses, and availability of collateral). Larger loan amounts require a first lien on a motor vehicle that is not older than ten years and corresponds to our values ​​and is inscribed in your name with a valid insurance. The maximum annual interest rate (APR) is 35.99%, subject to government restrictions. The APR are generally higher on loans that are not secured by a vehicle. Depending on the state in which you are opening your loan, the commitment fee can be either a lump sum or a percentage of your loan amount. Flat-rate fees vary by state and range from $ 25 to $ 300. Percentage fees vary by state and range from 1% to 10% of your loan amount, subject to certain state limits on the fee amount. Active military personnel, their spouses, or relatives covered by the Military Loans Act are not allowed to pledge a vehicle as security for a loan. The OneMain loan proceeds cannot be used for post-secondary education expenses within the meaning of Regulation Z of the CFPB, such as B. Expenses for colleges, universities or vocational training; for business or commercial purposes; to buy stocks; or for gambling or illegal purposes. Borrowers in these states are subject to these minimum loan sizes: Alabama: $ 2,100. California: $ 3,000. Georgia: Unless you are a current customer, the minimum loan amount is $ 3,100. Ohio: $ 2,000. Virginia: $ 2,600. Borrowers (excluding current customers) in these states are subject to these maximum unsecured loan sizes: North Carolina: $ 7,500. New York: $ 20,000. An unsecured loan is one that does not require you to provide collateral (such as a motor vehicle) to the lender.

$ 1,500- $ 20,000


Average score is 600-650

Luminous flux


Best for same day loans

3.99 – 19.99%

Your credit terms, including the APR, may vary depending on the purpose, amount, term and credit profile. AutoPay 0.50% discount is only available if selected prior to loan financing. Prices without AutoPay are 0.50% higher. To get a loan, you will need to complete an application on, which may affect your creditworthiness. Subject to the loan approval. Conditions and restrictions apply. The prices and conditions shown are subject to change without notice. Payment example: Monthly payments for a loan of $ 10,000 at 6.14% APR and a term of 3 years would result in 36 monthly payments of $ 304.85. Truist Bank is an equal housing provider. © 2021 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation. All other trademarks are property of their respective owners. Truist Bank loan services.

$ 5,000 to $ 100,000



Rocket loan

on the secure website of NerdWallet

Best for same day loans

5.97 – 29.69%

All personal loans are made by Cross River Bank, a state-approved commercial bank of New Jersey, a member of the FDIC, Equal Housing Lender. All loans are unsecured, fully amortizing personal loans. The creditworthiness is not guaranteed. Please refer to our Disclosures and Licenses page for the disclosures, licenses, and borrowing restrictions required. The borrower must be a U.S. citizen or a foreign resident of the United States who is at least 18 years old (in Nebraska and Alabama, a borrower must be at least 19 years old). All loan applications are subject to credit checks and approval. The loan terms offered depend on your credit profile, requested amount, requested loan term, credit usage, credit history and other factors. Not all borrowers receive the lowest interest rate. To qualify for the lowest plan, you must have excellent credit, meet certain conditions, and select automatic payment. Prices and conditions can be changed at any time without prior notice. Additional terms can be found at and in our Terms of Use.

$ 2,000- $ 45,000


See my prices

on the secure website of NerdWallet

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